NAB is a solid base: $0 monthly fee with no conditions. Commonwealth Bank (CBA) has the country's most extensive ATM network. ING charges no fees if you deposit at least $1,000/month.
Passport, your visa (or application number if it hasn't been approved yet), and eventually an Australian address — some banks only ask for that when you pick up the physical card.
Yes, you can open the account and start using it without a TFN. The difference is that until you add it, the bank withholds a higher percentage of tax on any interest you earn.
It depends on the bank: some send it to a branch for you to collect on arrival, showing your passport. Confirm the exact process with your chosen bank before travelling.
General information, not personalised migration advice. Always verify on the official Australian government websites. · Updated: Agosto 2026