Commonwealth Bank (CBA): the biggest, with the widest ATM network. ING: no fees if you deposit at least $1,000/month. UP Bank: fully app-based, no fees.
Wise is usually the cheapest option for Colombia, Mexico and Argentina. Remitly is fast with a good exchange rate. Avoid sending directly from an Australian bank — they charge $20–$30 per transfer.
It's your Australian retirement fund. If you're an employee, your employer deposits 11.5% (2025) of your wage into it. You can't touch that money until you retire, except if you leave Australia permanently (DASP).
Look for one with low fees: AustralianSuper, Hostplus and REST are well-known, well-rated options.
General information, not personalised migration advice. Always verify on the official Australian government websites. · Updated: Agosto 2026